cord blood

I had really wanted to preserve our babys cord blood, and had heard a rumor somewhere that it cost about $400. Totally affordable, but not sure where I heard that because I talked to viacord today and it's just over $2000 and then $125 every year after that. GASP. Holy moly. Now I don't know if I should do it or not. I know that the chances of her ever needing it are low, but if she did ever need it, I would hate myself for not doing it. Ugh. We've just been trying so hard to build up a good savings before she gets here and we already have to pay a $2000 deductible for the delivery costs, and then if we do this that's $4000 out of savings. Jeez. I don't know what I should do.